Dutch Mortgage Rates Rise

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Mortgage loan rates in the Netherlands are on the rise after a prolonged period of low to no interest rates.

Key Takeaways

• Interest rates on residential mortgages held by households in the Netherlands have increased.
• Most Dutch mortgage loans have variable interest rates that are not fixed for the full duration of the loan.
• The benchmark interest rate in the Netherlands is 4.50 percent.

This increase is largely due to the European Central Bank's recent decision to raise interest rates in the Eurozone. The ECB has been raising rates in an effort to combat rising inflation.

The increase in mortgage rates is expected to have a significant impact on Dutch homeowners. Many homeowners will see their monthly mortgage payments increase, which could put a strain on their budgets.

Homeowners who are considering refinancing their mortgages should do so now, before rates rise even further.

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